As of 2026, high-net-worth travelers have three practical long-stay routes into Indonesia: the E33G remote worker KITAS, the Second Home visa, and the investor pathways built around a PT PMA company or the Golden Visa program. Choosing the right Indonesia investor visa 2027 strategy comes down to three variables — where your income is earned, how much capital you are prepared to commit or deposit, and whether a spouse, children, or parents relocate with you. This guide compares thresholds, timelines, and family inclusion for each route, then shows exactly where an experienced Bali concierge removes the friction that slows most applicants down.
What Are the Main Long-Stay Visa Routes for Indonesia in 2027?
Indonesia has spent the last few years modernizing its immigration framework for exactly the profile reading this page: remote executives, founders, and families who want a legal, stable base in Bali rather than a chain of tourist-visa runs. As of 2026, the three routes that matter for HNW applicants are:
- E33G Remote Worker KITAS — for professionals employed by (or earning from) companies outside Indonesia, with no intention of working for an Indonesian entity.
- Second Home Visa — a deposit- or asset-based long-stay permit aimed at wealthy individuals and retirees who want 5–10 years of residency without running a business.
- Investor routes — an investor KITAS attached to shares in a PT PMA (foreign-owned Indonesian company), or the Golden Visa tiers for larger passive and corporate investors.
| Route | Indicative threshold (as of 2026) | Typical validity | Family inclusion |
|---|---|---|---|
| E33G Remote Worker | Proof of foreign employment and income around US$60,000/year | 1 year, extendable | Dependent visas available |
| Second Home Visa | Around IDR 2 billion (roughly US$130,000) deposited in an Indonesian state-owned bank, or qualifying property | 5 or 10 years | Spouse, children, and in some cases parents |
| Investor KITAS (PT PMA) | Personally held shares commonly from around IDR 1 billion within a company meeting the standard IDR 10 billion investment plan | 2 years, renewable | Dependent KITAS for spouse and children |
| Golden Visa (individual) | Roughly US$350,000 (5-year) or US$700,000 (10-year) in qualifying investments | 5 or 10 years | Family tiers available |
All figures above are indicative, based on published requirements as of 2026. Indonesian immigration rules are actively evolving, so treat every number as a planning benchmark to be verified against current regulations at the time you apply — that verification is part of what our VIP visa and legal services team does before any application is lodged.
Who Qualifies for the E33G Remote Worker Visa?
The E33G is Indonesia’s answer to the digital nomad question, introduced in 2024 and aimed at professionals whose income is entirely foreign-sourced. As of 2026, the core requirements are an employment contract or ownership stake in a company registered outside Indonesia, evidence of annual income in the region of US$60,000, and recent bank statements demonstrating liquidity. The permit runs for one year and is extendable, and crucially it is a proper KITAS — a stay permit, not a tourist visa — which means you can open the practical doors that matter: longer villa leases, local banking relationships, and a defensible immigration status.
Two caveats deserve attention. First, the E33G does not permit you to earn from Indonesian clients or entities; the moment your revenue model touches Indonesia, you belong in the investor category instead. Second, spending more than 183 days in the country in a 12-month period generally triggers Indonesian tax residency, so cross-border tax planning should happen before you land, not after. We coordinate that conversation with qualified tax counsel as part of relocation support.
How Does the Second Home Visa Work?
The Second Home visa is designed for people who want presence, not employment. Instead of proving foreign salary, you demonstrate wealth: as of 2026 the headline route is a deposit of around IDR 2 billion — roughly US$130,000 — held in an Indonesian state-owned bank for the duration of the stay, with property-based qualification available in defined circumstances. In exchange you receive a 5- or 10-year stay permit, which for many families is the difference between “spending winters in Bali” and genuinely basing themselves here.
The trade-offs are straightforward. The deposit is committed capital that must remain in place, the visa does not confer the right to work locally, and the paperwork around fund sourcing and bank placement is exacting. For applicants who want long-tenure residency with minimal operational involvement in Indonesia, however, it is often the cleanest instrument available, and it pairs naturally with a villa acquisition or long lease in Seminyak, Canggu, Uluwatu, or Nusa Dua.
Which Indonesia Investor Visa 2027 Route Fits Your Capital?
If you intend to own, operate, or meaningfully invest in something Indonesian, the investor track is the correct lane — and it splits into two tiers.
Investor KITAS through a PT PMA
The classic structure is a PT PMA, Indonesia’s foreign-owned limited company. As of 2026, the standard framework requires an investment plan of IDR 10 billion per business classification, with the individual applicant typically holding personally registered shares from around IDR 1 billion to qualify for an investor KITAS. The permit usually runs two years, is renewable, and — unlike a work KITAS — does not require a separate work permit fee for the investor acting as shareholder or director. This is the route for founders opening a Bali venture, buying into hospitality assets, or structuring property holdings through a company.
Golden Visa for passive and large-scale investors
For investors who want residency without running a company day to day, Indonesia’s Golden Visa program offers 5- and 10-year permits against qualifying investments — indicatively US$350,000 and US$700,000 respectively for individuals as of 2026, with substantially higher tiers for those establishing companies. The most common Indonesia investor visa 2027 question we hear from families comparing the two tiers is simple: deposit-style commitment with maximum tenure, or an operating structure with real business flexibility? The honest answer depends on your portfolio, and it is exactly the analysis our investor and second home visa concierge desk runs before recommending a route.
Can Your Family Be Included?
Yes — on all three routes, though the mechanics differ. E33G holders can sponsor dependent visas for a spouse and children. The Second Home visa allows family members to be attached to the principal applicant’s permit, which is one reason it is popular with families planning multi-year stays around international schools in Bali. Investor KITAS holders can sponsor dependent KITAS for a spouse and children, whose permits track the validity of the principal’s. In every case, dependents receive stay rights but not work rights, and each family member requires their own documentation set — passports with sufficient validity, legalized marriage and birth certificates, photographs, and health insurance. Preparing these in parallel, rather than sequentially, is one of the simplest ways to compress the overall timeline.
What Do Timelines and Documents Look Like?
As of 2026, most applications flow through Indonesia’s online immigration system, with the visa approved in principle before arrival and the KITAS finalized onshore with biometrics. Realistic planning windows, assuming clean documentation: several weeks for an E33G, one to two months for a Second Home visa given the bank placement step, and two to three months for an investor route when company establishment is included. The recurring delays we see are rarely immigration itself — they are upstream: documents not legalized in the country of origin, mismatched names across corporate papers, proof-of-funds statements in the wrong format, or a bank appointment that could not be secured. A well-run application is mostly a logistics exercise, which is precisely why it benefits from a concierge operating on the ground.
Where Does a Concierge Remove Friction?
Visa strategy is where the paperwork ends; arrival is where the experience begins. Operating from Bali, we fold the immigration process into a single managed landing:
- VIP arrival at Ngurah Rai — official airport fast-track immigration and meet-and-greet, so biometrics-day and arrival-day formalities take minutes, not hours.
- Secure ground movement — police-escorted transfers arranged legally through official cooperation, for principals who require it.
- Residence before residency — premium villa selection and booking across Seminyak, Canggu, Uluwatu, and Nusa Dua, aligned with your visa timeline. Note that high season (July–August and the Christmas–New Year period) requires booking well in advance.
- One accountable team — visa and legal coordination, banking introductions, schooling, staff, and lifestyle management handled end-to-end through our VIP visa and legal services rather than a chain of disconnected agents.
Indicative Costs and a Word of Caution
Government fees, notary costs, bank minimums, and professional fees vary by route and change with regulation, so we deliberately publish no fixed price list. As a planning posture: the E33G is the lightest-capital route, the Second Home visa requires committed funds but little structure, and the investor routes carry the highest thresholds with the most flexibility in return. Any figure you see online — including in this guide — should be treated as indicative as of 2026 and re-verified at application time. Be wary of any provider quoting guaranteed outcomes or multi-year fee certainty; Indonesian immigration policy does not work that way, and honest advisors say so.
Plan Your 2027 Move with One Point of Contact
Whether you are comparing the E33G against a Second Home deposit or structuring a PT PMA for an investor KITAS, the right route reveals itself quickly once your income sources, capital, and family plans are on the table. Bali Luxury Concierge is part of Juara Holding Group — operating from Bali across Indonesia since 2015 — and our team manages the full arc from visa strategy to villa keys. Message us on WhatsApp at +62 811-2859-0000 or email sales@balipremiumtrip.com with your situation, and we will map your cleanest Indonesia investor visa 2027 pathway within one working day.
