Indonesia’s Second Home Visa gives financially independent foreigners the right to live in Bali for five or ten years — no employer, no sponsor company, no visa runs. The core requirement is proof of personal funds of around USD 130,000 (IDR 2 billion) held in an Indonesian state-owned bank, or ownership of qualifying luxury property. This guide explains how the visa is expected to work through 2027, how it compares with the investor KITAS, and how to apply without handing your passport to the wrong people.
What Is the Second Home Visa, Exactly?
The Second Home Visa is a long-stay permit for people who can support themselves without working for an Indonesian employer. Think of it as a residence right you qualify for with money you already have, rather than with a job or a company. It is issued for five or ten years, can cover your spouse and children as dependants, and removes the cycle of extensions and border runs that shorter visas demand.
For property buyers, the appeal is simple. The Bali second home visa for investors turns a holiday-home purchase into a base you can genuinely live in. You land, you clear immigration as a resident, and you stay for as long as the visa runs.
Who Qualifies in 2027? A Requirements Overview
Here is the short Bali investor visa requirements overview our clients ask for, in plain terms:
- Proof of funds. Roughly USD 130,000 (IDR 2 billion) placed in an Indonesian state-owned bank account in your own name. The money stays on deposit while you hold the visa — it is your money parked, not a fee paid.
- Or qualifying property. Ownership of luxury property that meets the government’s value threshold can replace the bank deposit. Immigration adjusts these figures from time to time, so we confirm the current number before anything is filed.
- A clean file. A passport with long validity (immigration has asked for around three years remaining), a CV, a personal statement, and health cover that will actually pay out in Indonesia.
- Family. A spouse, children and even parents can be attached as dependants under the same umbrella.
No sponsor letter from an employer. No Indonesian company required. That is the whole point of the scheme.
Second Home Visa or Investor KITAS: Which One Fits?
These two permits are often confused, and choosing the wrong one costs months. The difference is what each permit is tied to.
The investor KITAS is attached to an active Indonesian company. You hold shares in a PT PMA — the foreign-owned company form, with an investment plan that currently starts at ten billion rupiah — and your right to stay flows from that shareholding. It suits entrepreneurs who actually run something here: a villa business, a restaurant, a trading firm.
The Second Home Visa is attached to you. Your funds or your property qualify you, and immigration expects no business activity from you at all. It suits retirees, families, and investors who want to hold property and live comfortably without operating a company.
A useful test: if your accountant talks about your Bali company more than your Bali house, look at the investor KITAS and pair it with proper structuring advice through our investment and business concierge. If the house is the point, the Second Home Visa is usually the cleaner instrument.
How the Application Works, Step by Step
- Pre-check, week one. We review your passport validity, nationality, and whether the deposit route or the property route fits you better. Licensed formalities partners confirm the current thresholds.
- Deposit or valuation, weeks one to two. You open the state-owned bank account and place the funds, or we assemble the property documents and valuation that immigration will accept.
- E-visa filing, weeks two to four. The application goes through the official online immigration channel — never through a side door. You can be at home abroad while this happens.
- Approval and arrival, weeks four to eight. Once approved, you enter Indonesia, complete biometrics, and receive your residence permit. From that day, Bali is home.
Allow four to eight weeks end to end when the file is clean. Files bounce when the funds sit in the wrong type of account, the property paperwork is incomplete, or the passport is too close to expiry — all avoidable with one careful pre-check.
What About Shorter Routes First?
Not everyone should start with a five- or ten-year commitment. Under the Bali visa on arrival rules for 2026, most nationalities receive thirty days, extendable once — enough for a first viewing trip, never a residence plan. Bali business visa options for entrepreneurs cover meetings, site inspections and negotiations, but not living here. The remote-worker route keeps evolving too: our desk now handles 2027 Bali digital nomad and investor visa concierge requests together, often from the same household, with one partner qualifying on funds while the other works remotely. As a Bali concierge for digital nomad executives, we map which member of the family fits which permit before a single form is filed.
Why Not Just Use a Cheap Visa Agent?
Because the Bali unlicensed visa agent risks we warn clients about are real and expensive: misfiled categories, overstay fines, deposits routed through the wrong accounts, and in the worst cases a blacklist entry that follows you for years. The Bali immigration rules for concierge visa help are strict and clear — submissions go through official channels and licensed formalities partners, and a serious concierge works only that way. When clients bring us their Bali visa concierge legal questions — Can the funds sit in a joint account? Does my leasehold qualify? What happens if the threshold changes mid-application? — the answers come from licensed advisers, not from a counter in a shopfront.
Our own Bali concierge market competition analysis shows that most desks outsource visa work blind and add a margin. We coordinate it as one file, with one manager, and you always know which licensed professional is holding your documents.
Planning the Investor Trip Around the Paperwork
Most Second Home Visa clients fly in at least once before filing: to view property, open the bank account, and meet advisers. A well-built trip does all three in one week. Ours typically includes VIP airport fast-track from USD 160, a chauffeured car, private viewing days from USD 250 per day, and — for clients who prefer discretion while carrying documents and valuables — a private security or police escort for site visits. The Bali investor trip concierge package price depends on those components; tell us your dates and you will have a tailored quote within 24 hours.
Timing matters too. The Bali seasonal pricing strategies concierge teams live by are simple: viewing trips in the shoulder months mean better villa availability, calmer roads, and easier appointments with notaries and bankers. Some clients bookend the paperwork with a Bali digital detox retreat concierge booking — a few quiet days in the hills with the phones off; others time the trip to a milestone birthday — we plan those as well, as a Bali concierge for milestone birthdays, and more than one family has flown home with both a signed deed and a party worth remembering. Arriving by sea instead? Our superyacht shoreside concierge handles clearance and provisioning at the berth while the visa file moves onshore.
The 2027 Outlook
Bali investor interest in 2027 continues to build, led by buyers from Australia, Singapore, Europe and the Gulf who want a base rather than a booking. The Second Home Visa is the government’s invitation to exactly that money: stay long, spend locally, bring your family. We expect thresholds and paperwork to keep tightening in small ways through 2027 — which is an argument for filing carefully now rather than rushing later. And if a full move rather than a purchase is the real goal, our relocation service carries the same one-manager approach through schools, shipping and settling in.
Bali Luxury Concierge is part of Juara Holding Group — since 2015 — and the visa desk works alongside our own fleet, villas and marine operations, so your residence plan and the life around it are arranged by one team.
Speak with Your Personal Concierge Manager
Send us your nationality, your timeline, and whether you lean towards the deposit or the property route. We will map the documents, the steps, and the trip. WhatsApp +62 811-2859-0000 or email sales@balipremiumtrip.com.
